Finpass simplifies financial data analysis and credit decisioning for lenders, NBFCs, and fintech companies through AI-powered financial intelligence APIs and analyzers such as Bank Statement Analysis, SMS Analysis, Account Aggregator, GST Analyzer, ITR Analyzer, and Invoice Analyzer. These solutions help financial institutions extract actionable insights from complex financial data and automate the underwriting process.

Business Products

Bank Statement Analyzer (BSA): Comprehensive financial health assessment including income verification, spend and cashflow analysis, multi-account evaluation, smart reconciliation, negative balance detection, and early warning signals for document tampering, fraudulent income infusion, cheque bounces, and anomalies.

SMS Parser: Intelligent classification and analysis of transactional messages to identify income sources, EMI obligations, utilities, lifestyle spends, and enable instant credit assessment.

Account Aggregator (AA) Services: Secure, consent-driven access to verified financial data.

Credit Bureau Analysis: Holistic credit profiling for informed underwriting.

GSTR Analyzer & ITR (26AS) Analyzer: Tax and compliance-based business and individual assessment.

Legal Data Analyzer: Identification of legal exposure and risk.

Invoice Analyzer: Automated extraction, validation, and analysis of invoice data.

Industries We Serve:

Banks and NBFCs

Digital lenders and fintech platforms

MSME and SME lending institutions

Supply-chain and invoice financing platforms

Embedded finance and B2B credit providers